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Individual

INTRODUCING PERSONAL ACCIDENT COVER

To take on tomorrow's challenges with confidence, you require the peace of mind knowing that you've taken all possible steps to secure for your family a stable future filled with happiness no matter what. This is why HNB General Insurance Personal Accident cover is developed, providing comprehensive coverage for Death, Permanent Total Disablement, Permanent Partial Disablement and more, protecting the dynamic lifestyle you and your loved ones desire.

Table of Benefits

 

Option 1

Option 2

Coverage

Rs. 1,000,000/-

Rs. 2,500,000/-

Death due to Accident

Rs. 1,000,000/-

Rs. 2,500,000/-

Permanent Total Disablement

As per the Benefit Schedule

Permanent Partial Disablement

Medical Expenses (Due to Accident Subject to Hospitalization of more than 3 days

Rs. 1,000/- Per day and a maximum of up to 15 days

Rs. 1,500/- Per day and a maximum of up to 15 days

Motor Cycling Cover

Yes

Yes

Funeral Expenses

Rs. 25,000/-

Rs. 25,000/-

Strike, Riot & Civil Commotion (SRCC)

Optional

Optional

Terrorism Cover (TC)

Optional

Optional

24/7 Worldwide Cover

Yes

Yes

 

Premium Payment Options

 

Option 1

Option 2

Annual Premium (Without SRCC & TC)

Rs. 1,950/-

Rs. 2,950/-

Annual Premium (With SRCC)

Rs. 2,400/-

Rs. 3,980/-

Annual Premium (With SRCC & TC)

Rs. 2,500/-

Rs. 4,250/-

Important:

Above premiums are inclusive of taxes.

Age limit: 18 to 70 years.

All the other terms and conditions are as per the standard HNB General Insurance Personal Accident Policy.

All insurance requests are required to be underwritten on a case by case basis, where accordingly, the premium

illustrated above may change. 
 

For more details, call HNB General Insurance on 011 4 883 883 or visit your nearest HNB General Insurance Branch

Refer to the policy document for benefits, exclusions, terms & conditions* 

 

HNB