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Taking MotorGuard a step ahead, MotorGuard Xtra offers Depreciation Protection Cover, Free Life Cover and more add-ons. In addition to the standard MotorGuard offerings, MotorGuard Xtra is tailor-made for you with a plethora of additional perks. Here’s why it will be your best move yet in protecting yourself and your loved ones as you take the wheel.

Depreciation Protection Cover 
In case of an accident, depreciation might pinch your pocket depending on the age of the vehicle damaged. This special cover benefits you by granting 100% reimbursement on replaced parts including the rubber items*

Free Life Cover from HNB Assurance PLC 
LKR 500,000/- will be paid to the beloveds in the event of the policyholder’s death, in the unfortunate event an accident causes a policy holder’s demise LKR 1,000,000 will be paid.

Hospital Cash Benefit 
MotorGuard Xtra covers the policyholder's hospitalization expenditure for up to 25 days* in the event of an accident.*

Emergency Expenses for you or for your XXiver in the event of an accident 
If you’ve got an unmovable vehicle as a result of an accident,* we ensure that you get emergency expenses to cover your needs

Lost Key cover 
Receive up to LKR 20,000/- * for the lost or stolen intelligent car key

Discount on “MyHome” 
MotorGuard Xtra customers are eligible to enjoy a smart discount on “MyHome” policies and obtain an ideal protection for their homes.

Reinstating No claim bonus 
If the policyholder faces no more than one accident for the year, the No Claim Bonus (NCB) will be reinstated.

Bonus Match 
in the event you go for a second vehicle, we offer the same percentage of no claim bonus upfront as you received for your first vehicle.*

A cash grant of LKR 500,000/- 
Cash grant for Children’s Education up to LKR 500,000 in the event of an accidental death of the insured, if the spouse is unemployed.*

Refer to the policy document for benefits, exclusions, terms & conditions*