MOTORGUARD
HNB General Insurance MotorGuard now offers three distinct product coverages within your single motor insurance premium. By expanding the scope of our coverage, we aim to provide you with a comprehensive and all-encompassing solution that safeguards not only your vehicles but also yourself and your home.
Maximum coverage per person is limited to the insured value of the vehicle or Rs. 10,000,000/-, whichever is less.
Maximum coverage per dwelling house is limited to the insured value of the vehicle/dwelling house or Rs. 10,000,000/- whichever is less.
If your vehicle repair period exceeds 30 days, we will pay 02 months of lease rentals up to Rs. 100,000/-
In the unfortunate event an accident causes a Policyholder’s demise, a Cash Grant of Rs. 250,000/- will be paid towards the children’s education if the spouse is unemployed.
The second vehicle receives an upfront No-Claim Bonus (NCB) at the same percentage which the first vehicle is offered.
A free Learner driver Cover will be offered to the immediate family member of the Insured.
A Taxi Allowance of Rs.1,500/- per day up to a maximum of 10 days (excluding the 1st 4 days after the accident), other than for Motorcycles & Three-wheelers
A cash grant will be paid if the vehicle is unmovable following an accident (subject to 2 events per year):
For motor cars - Rs. 2,000/-
For other vehicles - 1,500/-
For more details, call HNB General Insurance on 011 4 883 883 or visit your nearest HNB General Insurance Branch
Refer to the policy document for benefits, exclusions, terms & conditions*
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