Taking MotorGuard a step ahead, MotorGuard Xtra offers Depreciation Protection Cover, Free Life Cover and more add-ons. In addition to the standard MotorGuard offerings, MotorGuard Xtra is tailor-made for you with a plethora of additional perks. Here’s why it will be your best move yet in protecting yourself and your loved ones as you take the wheel.
In case of an accident, depreciation might pinch your pocket depending on the age of the vehicle damaged. This special cover benefits you by granting 100% reimbursement on replaced parts including rubber terms (First 07 years including Wear and Tear and Next 03 years Body parts Only).
Rs. 500,000/- will be paid to the beloveds in the event of the policyholder’s death due to natural cause, in the unfortunate event an accident causes a policy holder’s demise Rs. 2,000,000 will be paid.
Receive up to Rs. 50, 000/- for your lost or stolen intelligent car key.
A cash grant of Rs. 5,000/- will be paid if the vehicle is unmovable following an accident (subject to 02 events per year).
In the unfortunate event an accident causes a Policyholder’s demise, a Cash Grant of Rs. 500,000/- will be paid for children’s education if the spouse is unemployed.
We pay a Hospital Cash Benefit in the event you are hospitalized following an accident up to 25 days*
If the policyholder faces no more than one accident for the year, the No Claim Bonus (NCB) will be reinstated.
In the event you go for a second vehicle, we offer the same percentage of no claim bonus upfront as you received for your first vehicle.
We understand the expenses that seem to pile up when your vehicle is out of commission following an accident. Which is why you’ll receive a Taxi Allowances of Rs. 2,500/- per day up to maximum of 10 days excluding the 1st 4 days.
Facility subject to inspection of vehicle within 2 hours.
A free Learner driver Cover will be allowed for immediate family members of the Insured
Refer to the policy document for benefits, exclusions, terms & conditions*
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